Infertility: Causes, Treatments, and What You Need to Know

When infertility, the inability to conceive after a year of regular unprotected sex hits, it’s not just a medical issue—it’s emotional, financial, and personal. Many assume it’s always a woman’s problem, but nearly half the cases involve male factors like low sperm count or poor motility. And it’s not rare: 1 in 6 couples in India face this challenge. What’s often missing is clear, no-fluff info on what comes next.

That’s where IVF, in vitro fertilization, a process where eggs are fertilized outside the body and implanted into the uterus comes in. It’s not magic, but it’s science that works—for some. The cost of one IVF cycle in India? Between ₹2.2 lakh and ₹3.5 lakh, including meds and procedures. Most insurance plans still don’t cover it, which is why many families delay or skip treatment. But there’s more to it than money. Did you know you can’t pick twins with IVF? Even if two embryos are transferred, only one might take root. Clinics now prefer single transfers to avoid risky multiple pregnancies. And if you’re using donor eggs or sperm, the baby may not be genetically yours—but that doesn’t make you any less a parent.

Fertility treatment, a broad term covering everything from ovulation drugs to surrogacy isn’t one-size-fits-all. Some couples get pregnant with simple hormone shots. Others need multiple IVF rounds. And for those who can’t afford it, IVF insurance, coverage for fertility treatments under health plans is a lifeline—but only in a few states. Even then, you’ll need to jump through hoops: prior authorizations, medical proof, appeals. It’s exhausting. But you’re not alone. Thousands have walked this path before you.

What you’ll find below aren’t just articles. They’re real answers. From how much IVF actually costs in 2025 to which insurance plans might help, from the truth about donor eggs to why some people shouldn’t even try IVF. No hype. No promises. Just what works, what doesn’t, and what you need to ask your doctor before you sign anything. This isn’t about giving up hope. It’s about making smarter moves with your time, money, and body.